Investing in Property Bonds UK

Earn up to 7.75% p.a. tax-free with the
MAVEN Bonds property bond IFISA.

OPEN IFISATRANSFER ISA

Capital is at risk and returns are not guaranteed. These are fixed term property bonds and are not readily realisable.

Benefits of investing in a MAVEN Bonds property bond IFISA

  • Invest up to £20,000. Invest your full ISA allowance with us, or split your allowance across Cash ISAs and Stocks & Shares ISAs.
  • Earn tax-free interest. Earn between 4.75% p.a. and 7.75% p.a. tax-free and choose to have your interest paid quarterly or at maturity.
  • Transfer any existing ISA. It’s simple to transfer your existing ISAs with help from our dedicated customer service team.
  • No Charges. It’s free to open a MAVEN Bonds property bond IFISA and we won’t charge you to transfer your existing ISAs.

The Innovative Finance ISA is not a Cash ISA. Your capital is at risk and returns are not guaranteed. You will need to choose which bonds to hold in your IFISA, and returns can be earned tax-free. Tax treatment depends on the individual circumstances of each investor. Investment is not covered by the Financial Services Compensation Scheme (FSCS). To view the full risk statement click here.

Get started in three simple steps

Choose icon

Choose

Choose your preferred bond series, investment term and rate.

Select icon

Select

Select the amount you would like to invest into your IFISA.

Invest icon

Invest

Invest online. Its quick, easy and all completed in a matter of minutes.

Calculate your tax-free returns

You can invest from £1000 and choose a bond series with interest paid quarterly or for a higher return choose a bond with interest paid at maturity.

Capital is at risk and returns are not guaranteed. These are fixed term bonds and are not readily realisable.

How much would you like to invest?

Minimum investment amount is £1,000

Series Three bonds

up to 4 Years

7.75

Interest paid On Maturity

Term remaining: 40 Months

Expected gross return
£ 0.00
CHOOSE

Capital at risk

5.75

Interest paid Quarterly

Term remaining: 40 Months

Expected gross return
£ 0.00
CHOOSE

Capital at risk

Series Four bonds

up to 2 Years

6.75

Interest paid On Maturity

Term remaining: 16 Months

Expected gross return
£ 0.00
CHOOSE

Capital at risk

4.75

Interest paid Quarterly

Term remaining: 16 Months

Expected gross return
£ 0.00
CHOOSE

Capital at risk

Your capital is at risk, investment is not covered by the Financial Services Compensation Scheme (FSCS)

Would you like more information on investing in property bonds?


Download your investor guide to find out how a MAVEN Bonds property bond IFISA could form part of your ISA portfolio.

image for 'MAVEN Bonds Brochure' guide

What is a property bond?

A property bond allows investors to make secured loans to property developers, property development companies and trading entities to fund both commercial and residential property projects.

Property bonds can be held in an Innovative Finance ISA (IFISA), meaning they benefit from the generous ISA tax wrapper that makes all returns tax-free.

You can find out more about how a property bond works by downloading our free guide, An Introduction to Property Bonds.

How do I open a MAVEN Bonds property bond IFISA?

Opening a MAVEN Bonds property bond IFISA is a quick and easy online process, and you're able to choose your preferred bond - either two or four years fixed term, with interested paid quarterly or at maturity.

Select the 'open IFISA' button at the top of this page and follow the simple steps.

You can find out more about the IFISA by downloading our free Innovative Finance ISA guide.

Who can subscribe to a MAVEN Bonds property bond IFISA?

To be eligible to subscribe to an IFISA, investors must be a UK resident aged 18 or over.

Investors must also not have subscribed to another IFISA in the same tax year, or exceeded their annual ISA allowance - which is £20,000 for 2020/21.

The MAVEN Bonds property bond IFISA has been developed and launched exclusivley for experienced investors (sophisticated investors, high-net-worth individuals and professional investors).

How much can I invest in a MAVEN Bonds property bond IFISA?

The maximum you can invest in any IFISA in 2020/21 is £20,000, including the MAVEN Bonds property bonds IFISA.

Find our more about IFISA subscription limits here, or learn how to make the most of your ISA allowance with our free ISA guide.

Can I transfer funds from my existing ISA?

Yes, you can transfer from your Cash ISA and/or Stocks and Shares ISA into your MAVEN Bonds property bonds IFISA.

If investors choose to transfer cash from a Stocks and Shares ISA, they may be required to sell current investments.

You can find a step-by-step guide on transferring into a MAVEN Bonds IFISA here, or if you're ready to get started, click on the 'transfer ISA' button at the top of this page and follow the online process.

Do I have to invest in a MAVEN Bonds property bond through an ISA?

No, you don't have to invest in a MAVEN Bonds property bond through an ISA.

However, if you're investing personally, it's always best to use the tax reliefs available through the IFISA, or through a SIPP or SSAS pension if possible.

If you've used your maximum ISA allowance and don't have a SIPP or SSAS, you can still benefit from the attractive rates offered by MAVEN Bonds by investing direct.

Can I invest in a MAVEN Bonds property bond through my SIPP or SSAS?

It may be possible to hold a MAVEN Bonds property bond in your SIPP or SSAS.

HMRC has set out guidelines for what can and can’t be included. In addition, each SIPP or SSAS administrator have their own policies and rules on which investments their beneficiaries can hold.

We are very happy to talk to your existing SIPP or SSAS provider directly to discuss including MAVEN Bonds in your pension.

Alternatively, we can introduce you to the SIPP or SSAS administrators that we already work with.