Investing Explained

What is a fixed term bond?

A fixed term bond - also know as a fixed rate bond - can either be an investment product or a savings product, and it's critical that potential savers and investors understand the difference between the two. The current rates for a fixed term or fixed rate savings bond are typically between 1% and 2% per annum, while a fixed term investment bond may offer target rates of between 4% and 8% per annum. 

Introduction to investing

An overview of the types of investors and investments.

Risk vs return

Understand the balance between risk and return, and learn how to get an idea of your own risk profile.

P2P lending

The basics of P2P lending.

Investment diversification

What is investment diversification and why is it so important?