What can SIPPs invest in?

SIPP give you access to a market-leading range of investments.

 

What can SIPPs invest in?

The types of assets you can hold in your SIPP ultimately comes down to what your SIPP provider allows, as each individual provider will have their own rules. However, most SIPPs can invest in;

  • Stocks and shares
  • Investment trusts listed on any stock exchange
  • UK government bonds
  • Open ended investment companies recognised by the Financial Conduct Authority (FCA)
  • Gilts and bonds
  • Exchange traded funds traded on the London Stock Exchange or other European markets
  • Bank deposit accounts
  • Commercial property
  • Real estate investment trusts listed on any stock exchange
  • Offshore funds

You should check what investment choices a provider offers before opting to open your SIPP with them. It’s also important to note that Low-Cost SIPPs generally have a more limited range of investment options than a Full SIPP, and within a Low-Cost SIPP, you cannot own property directly or invest in offshore funds or unquoted shares.